that the small business owners have to face in operating business, the severest of problems is in raising capital. It is not easy to raise capital for business use; particularly in an environment in which small business owners are accorded a status similar to borrowers with bad credit. Self employment is considered a bad credit case because of the unstable income generation through small business. It is said how a small business owner will pay fixed installments on a loan if he has not made much income (profits) in a particular month. Banks and financial institutions are thus not receptive to the demands of the small business owners. However, a loan can be designed particularly suited to the small business owners. Few lenders, who did not want to lose on the opportunity of lending to the rising group of small business owners, devised such loan. It is known as small business loan. Small business loans are advanced to small entrepreneurs who invest it in a series of purposes like expansion of their facility, buying technology, purchasing new tools and equipments, and also to buy raw materials and pay wages to workers. Lenders advance small business loans on the principle of moderate risk, which is no different from lending any other loan. The principle of moderate risk implies lending by keeping sufficient cover against risks. Therefore, while designing the terms of the small business loans, lenders are often seen to be using this principle. Take for instance, the rate of interest. The rate of interest charged on small business loans is higher than the normal. Similarly, lenders will only lend a limited sum on small business loans. These are sufficient proof of the manner in which lenders prepare for any risk that may emerge in the future. What differences can a borrower notice in small business loan, which goes in his favour? Borrowers can get an arrangement designed by which they can repay loan installments with ease. Small business loan with a flexible repayment schedule sufficiently solves the problem of the self employed people. Through a flexible repayment schedule, borrowers do not need to make repayments of a pre-specified amount and a pre-specified period. Depending on the income that they are able to salvage in that period, they can make repayments accordingly. Therefore, in certain months (or any periodicity chosen by borrower to make repayments) there can be underpayments, overpayments, and no payments at all (termed as payment holiday). However,
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Karen Moncrieff Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
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Karen Moncrieff Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Karen Moncrieff Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Karen Moncrieff Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Karen Moncrieff Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Karen Moncrieff Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Karen Moncrieff Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession
Karen Moncrieff Feet Size, Family, Eye Color, fees per movie, Wiki, body stats, Real Name, Profession.
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